Welcome to askmorty.ai, an AI-powered digital assistant designed to help you prepare for getting a mortgage. By accessing or using askmorty.ai (the “Service”), you agree to comply with and be bound by the following terms and conditions (the “Terms of Service”). Please read these Terms of Service carefully before using the Service. If you do not agree to these terms, you should not use the Service.
1. Description of Service
Askmorty.ai uses large language model (LLM) technology to respond to users’ questions related to mortgage preparation. The Service provides general information and answers based on the data it has been trained on. However, it is not a substitute for professional advice and should not be considered legal, financial, or mortgage advice.
2. No Professional Advice
The information provided by askmorty.ai is for informational purposes only and is not intended to be a substitute for professional advice. askmorty.ai is not a licensed mortgage broker, attorney, financial advisor, or any other type of licensed professional. Users are strongly encouraged to consult with licensed professionals for advice specific to their situation.
3. No Guarantees or Claims
Askmorty.ai makes no guarantees, representations, or claims of any kind regarding the accuracy, completeness, or suitability of the information provided. The Service is provided “as is” without warranty of any kind. Use of the Service is at your own risk.
4. Limitation of Liability
To the fullest extent permitted by applicable law, askmorty.ai and its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, resulting from:
- The use or the inability to use the Service;
- Unauthorized access to or alteration of your transmissions or data;
- Statements or conduct of any third party on the Service;
- Any other matter relating to the Service.
5. User Responsibility
Users are responsible for providing accurate and complete information when using the Service. askmorty.ai may ask for personal information in order to provide better responses and to relay your contact information to a mortgage professional. By using the Service, you consent to the collection and use of this information as described in our Privacy Policy.
6. No Liability for Mortgage Approval
Askmorty.ai assumes no liability for users being approved for a mortgage. The Service does not have any control over the mortgage approval process and does not guarantee that users will be approved for a mortgage based on the information provided by the Service.
7. Indemnification
You agree to indemnify, defend, and hold harmless askmorty.ai and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from your use of the Service or your violation of these Terms of Service.
8. Changes to Terms of Service
Askmorty.ai reserves the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting of the revised Terms of Service. Your continued use of the Service following the posting of changes constitutes your acceptance of such changes.
9. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which askmorty.ai operates, without regard to its conflict of law principles.
10. Contact Information
If you have any questions about these Terms of Service, please contact us.
By using askmorty.ai, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.